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  Regardless of your business type, Innovative Merchant Solutions provides the right tools to satisfy your bankcard processing needs. And Innovative Merchant Solutions offers not only the services, but also the service support that you need to process your bankcard transactions efficiently and effectively.  We offer the following list of services to our customers, however we are dedicated to making constant additions to this list as we investigate and seek out the newest and best payment options and innovative services once they are introduced to the industry:

Credit Card Processing
We accommodate transactions from Visa, MasterCard, American Express, Discover, JCB, Diner's Club/Carte Blanche.


Debit Card Processing
Debit transactions cost less to process than cash or check transactions, maximize cash flow, and reduce risk. For information on debit card network fees click here.

Gift Cards & Loyalty Programs
Innovative Marketing Solutions offers a complete suite of gift and loyalty solutions to assist you in developing a marketing program that can help you retain business, establish a unique relationship with all your customers, and have complete control over your marketing initiatives.

Check Guarantee Services
Enjoy faster and easier check acceptance. Innovative Check Solutions offers check guarantee services that will allow you to take checks from all your customers.

Innovative Check Solutions' check guarantee program includes coverage for checks returned due to "NSF" or "Stop Payment" as well as COD Checks, multi-check payments, and reimbursement of bank fees. Use Innovative Check Solutions to simplify your check acceptance procedures and eliminate the worries of accepting checks from your customers.



eMerchantView is an innovative new product that makes a wide variety of merchant bankcard account information available to merchants through their personal computer via the Internet. The key benefits of eMerchantView include: reduction of customer services calls; improved efficiency and productivity; reduction of paper output and expenses, reconciliation tools for clients and merchants alike; and 24/7 availability. Only $6.95 per month!


Additionally we offer:

  • Electronic Benefits Transfer (EBT)

  • Wireless Processing Solutions

  • Secured Internet Solutions

  • Electronic Draft Capture Program

  • POS Supplies

  • Transaction Procedure Assistance

  • Chargeback and Retrieval Support

  • Advanced Fraud and Loss Prevention Screening.



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